Get MORE for LESS !

Even though Life Insurance premiums have fallen, the Insurance Companies are only applying these new rates to new policies - so you are paying too much for your existing cover! You can fight back by replacing your existing policies with new ones to benefit from the new cheaper prices, and end up with more cover for less money!

EXAMPLE 1 - Level Term Assurance:

55% more cover for 5% less premium !

Old Policy : Joint Life, £80,000 cover. Taken out 5 years ago with 12 years remaining, premium £16.60 per month. Replaced by : Joint Life policy with £125,000 cover for £16.00 per month.

The examples above and below are real examples, for a non-smoking couple - male aged 39 next birthday, female aged 33 next birthday. Both in good health, accepted at normal rates. Figures correct as at February 2002.

EXAMPLE 2 - Combined Level & Critical:

166% more cover for 13% less premium!

Old Policy : Joint Life, £75,000 cover. Taken out 6 years ago with 11 years remaining, premium £50.75 per month. Replaced by : TWO Single Life policies with £100,000 cover each for a total premium of £43.83 per month (£27.34 plus £16.49).